The term safe It comes from the Latin secūrus and has different uses and meanings in the Spanish language. It's about what it is true and indubitable , or that appears risk and danger free . The word safe is used as a synonym for security or certainty .
In this sense, we must state that there are many devices in our current society that have what is called safe. It is a mechanism that prevents those from functioning without the will of the person who uses them. This would be the case, for example, with weapons because they have insurance that prevents them from being accidentally fired causing damage and injury to people, facilities or objects.
In this sense, for example, we can talk about safe sex , which refers to those sexual relations where the Health of those involved (when using a condom to avoid diseases of sexual transmission, etc.).
On the other hand, insurance is a contract through which a person pay a premium to receive compensation in case of an accident or theft, for example. There are also the life insurances , where the insurance company pays a certain sum to the relatives of the deceased.
In the same way, it is also common for every person who has one or more vehicles to have car insurance. And it is that thanks to said document, and the corresponding payment of the fees that must be paid periodically, that individual is guaranteed the payment of the material disasters that his car may have due to an accident or any other kind of fortuitous event.
In this field the figure of the professional known by the name of insurance broker acquires a fundamental weight. This is an individual who works for an insurer in question and whose main function is to act as a mediator in the establishment and signing of the aforementioned contract between the individual and the said company.
In the insurance contracts , there are reciprocal obligations and rights for the insurer and the insured. The intention of the insured is to obtain economic protection of their property or of persons who may suffer damages, while the business for the insurer is the collection of the premium.
The insurance contract implies the existence of a insurable interest (A legal relationship between an economic value and a good is established; it is possible to insure material goods, such as a house or a car, and intangible assets, such as economic damage or loss of profits), a insurable risk (the possible, uncertain and future event that may cause damage to the insurable interest), a cousin (the cost of insurance) and the obligation of the insurer to indemnify (When charging the premium, the insurer is obliged to assume the risk and pay the compensation in the event of an accident).
In addition to all of the above, and finally, we have to make clear that there are many expressions that we use in a colloquial manner and that resort to the use of the safe term that now concerns us. Thus, specifically, there is the adverbial phrase "about insurance", which is used to refer to someone going to venture to do something knowing that there is no risk in it.